Last updated: 17 August 2026
This Privacy Policy explains how Foltum Finance (“the App”, “we”, “us”) collects, uses and protects your information. By using the App you agree to this policy.
To provide the service we collect and store: your account email address and password (stored securely as a salted hash), and the financial data you enter yourself — expenses, categories, amounts, currencies, comments, spending limits and related metadata. We do not collect your bank credentials or connect to your bank accounts.
Your data is used solely to operate the App: to authenticate you, store and sync your expenses across sessions, calculate summaries, limits and reports, and generate PDF reports you request. We do not sell your data and we do not use it for third-party advertising.
Data is stored on secured cloud database infrastructure. Access is restricted and passwords are never stored in plain text. While no method of transmission or storage is completely secure, we take reasonable measures to protect your information.
We do not share your personal or financial data with third parties, except where required by law or with service providers strictly necessary to run the App (e.g. cloud hosting), under confidentiality obligations.
We retain your data for as long as your account is active. You may request deletion of your account and associated data at any time by contacting support (see below); we will delete it within a reasonable period, subject to legal requirements.
Subscription purchases are processed by Apple through the App Store. We do not receive or store your payment card details. Apple’s handling of payment data is governed by Apple’s privacy policy.
The App is not directed to children under 13 and we do not knowingly collect data from them.
We may update this policy from time to time. Material changes will be reflected on this page with a new “Last updated” date.
For any privacy questions or data deletion requests, contact us at official@foltumfinance.com.